Shares in Value Logo
Product Review Img Vertical

Terms & Conditions

  1. Terms & conditions

    • These are the terms and conditions (the “Terms and Conditions”) of use of the Shares in Value Pty Ltd ABN 56 643 558 436 (“SIV ”, “We”, “Our” or “Us”) website and/or any related mobile applications (collectively, the “Site“) and the use of SIV’s services. By using the Site or using SIV’s services, you agree to abide by these Terms and Conditions.  You are only permitted to use the Site for personal use, subject to your compliance with the Terms and Conditions.  Commercial use of the Site is strictly prohibited. We reserve the right to suspend, restrict or terminate your access to the Site at any time.
    • We may amend the Terms and Conditions at any time and so We recommend that you refer to these Terms and Conditions each time you use the Site. The amended Terms and Conditions will be effective from the time they are posted on the Site. Your continued use of the Site or use of SIV’s services will constitute your acceptance of the amended Terms and Conditions.
    • The Site contains a free facility where members of the public may obtain a “walkthrough” of the information and services contained on the Site and obtain the opportunity to discuss and consider the pricing of the Site and SIV services with an experienced inhouse consultant. Using this facility may qualify you for special discounted offers and opportunities. By requesting this facility through the Site you are requesting Us to contact you to provide you with the relevant information.  This facility is provided to you at no cost and with no obligation.
    • If you do not agree to these Terms and Conditions, you are not permitted to access and use the Site and you should immediately cease accessing and using the Site.
  1. Scope of SIV services and information provided via the Site

    • SIV operates the Site as a public information service and is one of the means by which SIV makes SIV’s premium and paid content, including financial product research services, available to the public. This is SIV’s services. The Site seeks to provide you with the tools and information intended to assist you to better understand, research and compare a wide range of financial products and investments and financial market trends.  SIV does not provide information on all available financial products, listed investments or comprehensively report or research all financial market trends so please note that there are other financial product and investment options that may be available to you in addition to the financial products and investments referred to on the Site.
  1. SIV Site and SIV Services are provided under an Australian Financial Services licence

    • Where SIV provides factual information, general advice or other services related to financial products, We do so as a Corporate Authorised Representative of Havana Financial Services Pty Ltd [Australian Financial Services Number 500435] (“HFS”). For further and specific details regarding this relationship please refer to SIV ’s Financial Services Guide (“FSG”).  .  If after reading the FSG you have any queries, please contact Our support staff directly on (02) 9067 6599.
  1. Information contained on the Site or in SIV Services does not constitute personal advice

    • Information, commentary and discussions regarding financial products, investments, financial strategies or market trends on the Site or in SIV services may relate to, or may consider the circumstances of a broad classes of persons or classes of potential investors based on variables such as the size of investable funds, the persons’ ages or employment status etc… None of the information contained on the Site or in SIV services has been prepared and published after taking into consideration your specific individual personal circumstances, such as your financial situation, objectives or needs. At no stage does SIV seek to obtain or rely on details of your circumstances, for the purpose of providing advice, and does not provide personal advice to you. Therefore, when you consider or reflect on any information, commentary or discussions that you may have seen on the Site or in SIV services, you should consider the appropriateness of the information having regard to your knowledge of your own personal circumstances.  We strongly recommend that you seek professional personal financial advice from an ASIC licensed Australian Financial Services Licensee or one of their representatives before making any commitments or decisions in relation to any financial products, investments, financial strategies or market trends.
  1. We provide no warranties as to the accuracy or completeness of the information contained on the Site or in SIV Services

    • We provide information on the Site and in SIV services to promote discussion and to assist with your consideration of issues related to financial products, investments and financial strategies. We endeavour to ensure that the information and other content on the Site and in SIV services is accurate and current. However We cannot guarantee the accuracy or completeness of the information on the Site or in the SIV services. You must use your own judgment when considering the information on the Site or in SIV services, and where it is available read the relevant financial product’s Product Disclosure Statement (“PDS”) and publicly available Target Market Determination (“TMD”) before you make any decision about a financial product referred to on the Site or in SIV services. The PDS and TMD are specifically drafted to enable the average person to read and understand the features of the financial product as well as the risks in acquiring and holding the financial product.  We also strongly recommend that you seek professional personal financial advice from an ASIC licensed Australian Financial Services Licensee or one of their representatives before making any commitments or decisions in relation to any financial products, investments, financial strategies or market trends.
    • If you feel that you have found an error on this Site or in information contained in SIV services please let Us know as soon as possible to enable Us to correct the information.
  1. Limited responsibility and liability in relation to the Site and SIV Services

    • To the extent permitted by law, SIV and HFS disclaim any liability to any person in relation to use of the Site or SIV services. Neither SIV nor HFS accepts any liability for any interference with or damage to a user’s computer, software or data occurring in connection with or relating to the Site or its use or any website linked to the Site or any SIV services. Neither SIV nor HFS represent or warrant that the Site or any website linked to the Site will always be accessible. Neither SIV nor HFS represent or warrant that any applications or communications initiated through the Site will in fact be received or made to the intended recipient.
    • The Site includes links to other websites operated by the community, business and government. These linked websites will have their own terms and conditions of use and you should familiarise yourself with them before using them. All linked websites are linked on an “as is” basis and neither SIV nor HFS sponsor, endorse or necessarily approve of any material on websites linked from or to the Site. Neither SIV nor HFS make any warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of any material on websites linked from or to this Site.  Neither SIV nor HFS make any warranties or representations that material on other websites to which this Site is linked does not infringe the intellectual property rights of any person anywhere in the world.  Neither SIV nor HFS authorise the infringement of any intellectual property rights contained in material in other websites by linking the Site to those other websites.
    • Unless expressly stated otherwise, SIV claims copyright of all material on the Site. You may download, display, print and reproduce this material in unaltered form for your personal, non-commercial use. SIV reserves the right to revoke such permission at any time. Apart from this permission and uses permitted under the Copyright Act 1968 (Cth), all other rights are reserved.

IMPORTANT INFORMATION

  • Range of Products and Services:  The products and services referred to on the Site or in SIV services are chosen from a range of financial products and services available in the market and are not representative of all the products or services available in the market.
  • Subscriptions – SIV Services:  To access SIV services you must acquire  one of SIV’s Standard or Premium subscriptions.  This can be done through the Site or directly over the phone with one of SIV’s team.
  • SIV services – Refund and cancellation policy:  SIV has a long track record of client satisfaction and We are sufficiently confident with the quality of Our SIV services that We offer a 14 day cooling off period.  If you feel that the SIV services are not suitable for your needs We provide a full refund of Our fees where a request for refund is lodged with Us within 14 days of the date of the purchase of the subscription.  If you wish to cancel your subscription within the 14 day free look period please send Us an email to info@sharesinvalue.com.au.  Any refund is only applicable to new clients.  Existing or past clients renewing their subscriptions are not eligible for any refund of fees.
  • News: Commentary related to current financial, regulatory or political issues are based on information that We have obtained from what We believe to be reliable sources at a particular time and based on information that We believe to be correct at the time of publication.  We do not independently verify such information.  In addition, We neither maintain nor subsequently amend such information.  As a static record, this information may, over time, contradict, or appear to contradict, the dynamic changing information (such as product or investment information) We may subsequently display on Our Site or in SIV services.
  • Governing law:  The Terms and Conditions and your access to use the Site and SIV services is governed by and will be interpreted in accordance with the laws of New South Wales.  You submit to the non-exclusive jurisdiction of the courts of New South Wales in connection with the Terms and Conditions and your access to use the Site or use of SIV services..
  • Disclosure of Interests:  Directors, shareholders, employees or contractors of SIV may directly or indirectly hold one or more financial products or investments researched, analysed and reported on by SIV.  Where this occurs SIV will disclose the existence of the interest in the relevant report, research or commentary.  Where any of SIV’s directors, shareholders, employees, contractors are required to lodge a substantial holding notice or disclosure under the Corporations Act 2001, a specific and detailed disclosure will be made in the relevant report, research or commentary.
Scroll to Top

Login

By submitting this form, I agree to the TERMS AND CONDITIONS and PRIVATE POLICY